Two Years of Inclusive Financial Planning
When I started Inclusive FP two years ago, I started with a simple premise, make quality financial advice more accessible, and more welcoming. I had a dream to make what’s limited to a select few clients at large institutions available to everyone, in a format that made sense for them. Little did I know that…
Love Your Financial Today, And Happily Ever After
After quite a few hard years, I think we could all use a little self-care. So in the spirit of a day of love, I wanted to talk a little about how to love your financial present, and future. Financial planning has a reputation for always looking forward, and that can feel like the present…
The Entrepreneurial Buzz: Staying Ahead in Today’s Competitive Market!
Small Business Week falls in mid October, so this month I thought I might take some time to share some of the common advice I share with small business owners. Whether you’re self employed, or running a business that employs others, there’s some pitfalls it’s always best to avoid. Entrepreneurship is both incredibly rewarding,…
What’s The BUZZ On Back To School RESP Saving?
From cottages to school time, the summer sure does go quickly. Back to school is both an exciting time and a daunting time. No matter if you’re a veteran of the September rush, it’s your first time, or you’re sending your children off to post-secondary, there’s a lot of big feelings, and big expenses. I’ve…
What’s the Buzz on Financial Stress?
Laura writes a blog for Truro Buzz, if you’d like to check it out you can find the rest of it at https://trurobuzz.com/whats-the-buzz-on-financial-stress/ but here’s a little teaser below: It’s not easy to manage your finances right now, high interest rates, stubbornly high inflation, and those are just the broad topics. Financial stressors come from…
What’s the Buzz on the First Home Savings Account?
Laura has begun writing a blog for Truro Buzz, if you’d like to check it out you can find the rest of it at https://trurobuzz.com/whats-the-buzz-on-a-first-home-savings-account/ but there’s a sample below! There was a time not too long ago when I told clients to have fun when buying their first home. I’d tell them to take…
TFSA or RRSP?
What’s become one of the most difficult questions around retirement planning is the debate between whether you should contribute to an RRSP (registered retirement savings plan) or a TFSA (tax-free savings account.) Unfortunately, the answer is pretty personal, and depends on your unique situation. RRSPs and TFSAs offer one thing in common, you don’t pay…
Fee Only Financial Plan
What makes a fee only financial plan different from a traditional financial plan? Traditionally, financial plans are done as part of a wealth management service. A financial advisor will guide you through a planning process and then recommend products, which they sell. This means that their focus, is on those products, not necessarily your goals….
Taking the Selling Out of Financial Advice
One of the top sources of stress is money. Whether it’s managing it day to day or planning into the future, there’s a lot to worry about. A financial planner’s role is to reduce that stress and give you the support you need to manage your finances with confidence. However, a lot of financial advice…
A Financial Plan is About Confidence
Sometimes, Everything is Okay One of the most powerful realizations you can see when presenting a financial plan, is the moment someone realizes that they’re going to be fine. There might be some tweaks necessary, or everything might be going well already. However, there’s a big difference between knowing you’re on the right path,…